The establishment of OJK Regulation (POJK) POJK No.13/POJK.02/2018 on Digital Financial Innovation in the Financial Services Sector provides regulatory certainty that helps lay the foundation for sustainable Digital Financial Innovation practices in Indonesia. Every fintech company that is not yet regulated by another authority must apply to OJK to go through the regulatory sandbox process and be registered. Key dimensions of this regulation are responsible financial innovation, implementation of strong security systems and good governance, and compliance with customer protection and anti-money laundering/combating terrorism financing regulations.